My 21st Birthday

26th of July 2011 is my 21st birthday

really got lot of surprise from my friends and family

especially my lovely girlfriend

well...guess what early in the morning both my roommate wake me up

first is my friend who email me about my company

and the other roommate treat me to eat 3 burgers...

SUPER FULL and cause me insomia

and just sleep for 4 hours today

after that have to fetch my girl

and lot of surprises she gave me

she got a birthday card which signed by my family members especially my daddy

I was like OMG?!

but anyway so much big surprises coming that she gave me a box which content a tortoise toy and her photo...

then she gave me a big things cover by lot of layers of newspaper and took me long time to open up my present and is a Fossil wallet...

really like it very much....she did lot of things for me....so touching

after that we went to college and for classes

and met one of my best friends Yik Heng so happy met him and wish me hehe

Then after waiting my girl and start our outing

first we go to Wong Kok Restaurant

after hanging there a couple of time a taking picture

and rest awhile she brought to Times to enjoy the cakes

really nice..although the first bite taste weird but after that taste really nice...

and after that we plan to go Michealangelo restaurant to have our dinner due to the fullnest of our stomach

we plan to walk around and after awhile I decide to go back KLCC to have Subway as our dinner

really fall in love to Subway

and really nice...after dinner then we just go back home

really happy I got a special 21st birthday

although no special celebration but I really appreciate for what my girl did for me

she always make me so happy and so comfort when she with me

thanks lot girl

Happy always

About my country Malaysia

When I was born in this country

I always thought Malaysia won't be like other country having war

but looks like I was wrong until today

I watch the video with my own eyes

Citizens just want to get the right to speak

and when the government don't listen to them

they start protest, our government mentioned, that they allowed protest

but then after that he said in Malaysia we got something call pilihan raya

which for citizens for vote therefore protest is illegal

isn't it sound weird...

as a citizen of Malaysia for 20++ years

I totally hope I can live in this country happily

but looks what happen today

I really worry

that I really have to move out from my own country

I just wan be a peaceful country

as peaceful as possible

imagine all those days

all Malaysian no matter any races

we playing footballs, live in a camp site all together

I miss it really

but what's happen now

discrimination, all about politics issue came out

what happen to Malaysia

what ever it will be

seriously just hope

please all people and citizens in Malaysia

please give me back a peaceful Malaysia

I want like those days everyone live happily

sharing, caring, understand each other

if not some conflicts means we can sit down and talk until its fair

Malays got a very nice phrase call

"bersatu teguh, bercerai roboh"

its means if all Malaysian stick together we won't be beaten

if we break apart means the end of the country

I just want peaceful country

hope every Malaysian can really set this in mind

we are Malaysians

we just want a peaceful country

Happy always

Well misunderstanding again

Why??Why???

Why everytime we have to quarrel with each other about small little thing

i sent u messages, it didn't sent out

simple as that I didn't check

who knows it didn't sent out

and you didn't sent me twice to say that I didn't reply

just phone you first sentence is complaint

and I explained already

still you don't accept it...

I really didn't shout at you

I told you I got my loan

aren't u should say I don't met financial problem instead of you straight said allowance thing

I understand is my fault no check my phone and SMS you

I just to concentrate on my laptop watching movie and video

simple as that...

I just don't understand why we kept argue these small things

I know you care

but am I not care about you?

I care about you...

I care you more than anyone do

but...

I just don't want us argue

argue with you make me no mood and don't know what to talk with you

and you'll start saying I got nothing to talk with you

maybe I couldn't manage my stress well is my fault

everything is my fault

I'm sorry

Happy always

I'm not strong enough

Well guess what...

I'm always thought that I master finance basic

but...until all happen to today my revision

and tomorrow coursework test

I just know I'm not strong enough

have to be strong in basic

I will have to be strong face the exam

be strong..be happy always...

Other Financial Crisis

These are the financial crisis that I need to understand too but will understand next time

just jot down the important one first

Tulip crisis-http://en.wikipedia.org/wiki/Tulip_mania

Post World War I Recession- http://en.wikipedia.org/wiki/Post%E2%80%93World_War_I_recession

Great Depression-http://en.wikipedia.org/wiki/Great_Depression

Dot-com Bubble-http://en.wikipedia.org/wiki/Dot-com_bubble

Subprime Mortgate-http://en.wikipedia.org/wiki/Subprime_mortgage_crisis

97-98 Financial Crisis Malaysia

Well seriously long time didn't post this kind of thing

but this is the thing I really wan to make clear

During this 97-98 financial crisis

is due to foreign currency

whereby a lot of speculator which from foreign country borrow/ speculates money to Malaysia in the overnight market and because too much of them, the overnight rate shoots up from 8%-40%,

This led to rating downgrades and a general sell off on the stock and currency markets.(Wikipedia)

Bases on the theory of economies, if everyone sell of means increase in supply and which also cause the price or the value of the share decrease, and this cause the KLCI drop by 50% around 600, and currency traded at $1=RM4.57

which made a very big impact

and caused Malaysia in their recession period

then our formal Prime Minister set back the currency at RM3.8 to a dollar

to reduce risk of exchange risk

stop foreign market exchange with Malaysia

instead of that MAS can buy back more its own money

and foreign country will buy less or trade less with Malaysia

The Corporate Debt Restructuring Committee dealt with corporate loans. Danaharta discounted and bought bad loans from banks to facilitate orderly asset realization. Danamodalrecapitalized banks.

All information here pick from wikipedia...

just to have better understanding so I write it out

http://en.wikipedia.org/wiki/1997_Asian_financial_crisis

I love you

No matter how the situation be...

how it comes

how it flows

I just wanna tel you

I always think we are staying under one roof with our child

I already set my mind that you're my life partner

all my attention will be at you k?

I love you

happy always